Michael Bower, a young low life, has been running his credit cards up for one reason, to file for bankruptcy. However, he starts to realize from the bank calling him and frequent credit letters, that his credit is doing fine, the opposite ...See moreMichael Bower, a young low life, has been running his credit cards up for one reason, to file for bankruptcy. However, he starts to realize from the bank calling him and frequent credit letters, that his credit is doing fine, the opposite of what he wanted. Going through his mail, he finds a letter that has all the answers to his credit situation. The letter gave him an address to where he can find his answers. At the door of that address he finds, Jacob, a nerdy young man, that is ecstatic to see him. After stalling for a few seconds, Jacob shares that he stole Michael's identity to improve his credit score. Written by
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